£
Now accepting early access

Finance built different.

Stop managing money. Start understanding it. Fundi reads your cash flow like a living system — so every financial decision you make is rooted in reality, not snapshots.

Get early access
500 founding members only. Zero spam, ever.
🎉 You're on the list. We'll be in touch soon.
Goal savings
Fundi home
Transfer
Open Banking API
Cash Flow Intelligence
Money Circles
Financial DNA Score
AI-Powered Insights
Goal Savings
Community Savings
Real-Time Transfers
Built in London
Female Founded
Open Banking API
Cash Flow Intelligence
Money Circles
Financial DNA Score
AI-Powered Insights
Goal Savings
Community Savings
Real-Time Transfers
Built in London
Female Founded
The problem

Finance is broken.
Not for some of us.

It was built for a demographic that doesn't exist anymore. Static. Backward-looking. Tone-deaf to how money actually moves through real lives.

01
Credit scores are obituaries
Your score looks backward. It tells the story of who you were, not what you're capable of. We build a picture of your actual financial behaviour — in motion.
02
Budgets ignore time
Your rent lands on the 1st. Your salary arrives on the 28th. Traditional budgeting ignores the gap. Fundi maps the timing, so you never hit that wall again.
03
Advice assumes stability
Freelance income. Shared finances. Irregular pay. Single-parent households. The standard playbook wasn't written for you. Ours is.
"Your bills arrive 6 days before your salary. That's not a spending problem — it's a timing problem. We can fix it."
The platform

Everything your bank
was afraid to build.

Three screens that change how you see money. Not just track it.

Home dashboard
Dashboard
Your money, at a glance
Balance, savings circles, recent transfers and quick actions. Your full financial picture in one view — clear, fast, and built for how you actually bank.
Goal savings
Goal Savings
Save with intention
Set a goal — rent deposit, holiday, emergency fund. Choose round-up or payday auto-save. Fundi does the rest without you having to think about it.
Transfer
Transfers
Send money your way
Send to contacts in seconds. Full transfer history with context. Built for splitting bills, paying into circles, and sending money abroad without fees stealing the joy.
What's inside

Four pillars.
One operating system.

🧬
Financial DNA Score
A living score built on your cash flow behaviour — not your past. Forward-looking, not backward.
⭕
Money Circles
Community savings rooted in rotating credit traditions. Savings that work with your people.
✦
AI Intelligence
Pattern recognition meets financial advice. Fundi spots your timing gaps before they become problems.
🔒
Open Banking
FCA-regulated connections to your existing accounts. No manual entry. Always in sync.
The bigger picture

Most finance tools are built for
one version of you.
Fundi is built for all of them.

Rich month, struggling month, building month — it doesn't matter. Fundi reads your reality and responds to it.

🌱
Survive
For when you need the system working with you, not against you.
  • Cash flow protection that catches the gaps before you feel them.
  • Savings automation that bends around your income, not a textbook budget.
  • Timing intelligence that keeps bills and balance from colliding.
📈
Grow
For when you're done staying still.
  • Your Financial DNA Score — a living picture of how you handle money, not just how much you have.
  • Money Circles — save together, stay accountable.
  • Goal savings that move automatically on payday, before the impulse can.
🚀
Scale
For when the ceiling needs to come off.
  • Investments and enterprise tools for what you're actually building toward.
  • NoteDrop — the feature that ties everything together. Drop a note, watch the system respond.
  • Founding members help shape what comes next.
Coming soon
Got it?We protect it.
Growing it?We build with you.
Scaling it?We raise the ceiling together.
100%

All-female founding team. Because the financial gender gap doesn't close itself.

Who we are

Built by women who've lived the gap.

The financial system wasn't built by us or for us. It ignores the migrant mother who rebuilt from scratch. The freelancer whose income doesn't fit the form. The woman whose community saves together because the bank said no.

We're not building a better bank. We're building the platform that makes the system work for the people it was designed to leave behind.

Tiana — CEO & CTO
Sara — Chief Data Officer
Migle — Chief Operations Officer
"I built Fundi because I needed it. Single mother, migrant, builder — I rebuilt from zero and the tools that existed weren't built for a life like mine."
Tiana · Founder & Technical Lead, Fundi
Join the movement

The first 500 shape everything.

Early access members get founding pricing, direct input into the product, and a front-row seat to something that's actually changing finance.

🎉 You're in. Welcome to the founding 500.
Founding member pricing
Early product access
Shape the roadmap